Safeguarding your livelihood
The Swiss social security system helps protect the residents of Switzerland from risks and safeguards their economic well-being. This insurance cover is required by law and – with the exception of health insurance – is deducted directly from your salary payments. Employers, self-employed persons as well as people without employment are also obliged to pay contributions toward social insurance. Although, it is not compulsory, we strongly recommended you have household and a personal liability insurance cover («Hausrat- und Privathaftplfichtversicherung») as well.
The Swiss social security system is divided into five different insurance schemes:
- Old-Age and Survivor’s Insurance (AHV) and Disability Insurance (IV)
- Health and Accident Insurance (UV)
- Income Compensation Allowances in case of military service, maternity or paternity (starting 1.1.2021) (EO)
- Unemployment Insurance (ALV)
- Family Allowances
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